Find the best card for every merchant — before you swipe.
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Look up by MCC
Type any 4-digit MCC to instantly see which of your cards earns the most — and which ones exclude that category entirely.
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Scan UPI QR codes
Scan a merchant's UPI QR to auto-detect the MCC embedded in it — no manual entry needed. Works with Bharat QR and UPI deep links.
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Discover MCCs via test transactions
Do a small test transaction at a merchant, check your bank's app or statement for the MCC, then look it up here to pick the right card for future spends.
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Spot exclusions & surcharges
See which cards silently exclude a category or charge extra fees on it — rent, fuel, wallets, utilities, and more — all in one place.
Covers 14 Indian credit cards · 600+ MCCs · Rewards data sourced from official T&Cs